Pricing
$250/Hour
320 Life is exclusively hourly or flat fee.
If you are interested in a flat rate arrangement schedule and introductory call to discuss your needs. Flat fee arrangements are based upon the hours needed to complete the project. Projects or clients interested in a flat fee arrangement that will require 10 hours or more in any 12 consecutive month period are eligble for a 20% discount.
Why choose Hourly Planning?
Hourly financial planning offers distinct advantages over the Assets Under Management (AUM) model, particularly for individuals seeking targeted, unbiased advice. With hourly planning, clients pay for the specific time and expertise they need, resulting in greater transparency and cost control. This model eliminates the potential conflict of interest inherent in AUM, where advisors might prioritize asset growth to increase their fees. Hourly planning is also more accessible to those with varying asset levels, as it focuses on the complexity of the financial situation rather than the size of the portfolio. This fee structure allows for focused attention on specific financial goals, such as debt management, budgeting, or retirement projections, without tying those services to ongoing asset management.